Welcome to Your Cash Academy! These Terms of Service (referred to as the “TOS” or “Agreement”) outline the terms and conditions governing your account and use of services provided by Your Cash Academy. Along with our Privacy Policy, these terms guide your experience with our website, products, and resources (collectively referred to as the “Site”).

Your Cash Academy offers access to a variety of resources, including sales training materials (videos, books, software, and more), educational tools, newsletters, blogs, articles, forums, personalized content, and shopping services (collectively referred to as the “Services”). Some services may feature sponsorships or advertisements. Unless otherwise specified, additional features or updates enhancing our current offerings will also be governed by these Terms of Service.

Please note that many of our Services are available free of charge. However, materials available for purchase are priced individually, and any charges will be clearly communicated at the time of purchase. Accessing our Services may require third-party fees (e.g., internet service provider charges or mobile data fees). These costs, along with the equipment necessary to access our Services, are your responsibility.

Our Services are provided on an “AS-IS” basis. While we strive to offer high-quality resources and tools, Your Cash Academy is not responsible for issues such as delays, deletions, delivery failures, or the storage of user communications and settings.

We are committed to helping you succeed and grow with our training materials and resources. Should you have any questions or need assistance, please don’t hesitate to reach out to our support team.

Modifications to Terms

We reserve the right to modify, add, or remove any portion of these Terms of Service at any time. Such changes will take effect immediately upon posting. Your continued use of the website following the posting of updates constitutes your acceptance of these modifications.

Your Cash Academy may, at any time, alter or discontinue any aspect of the website, including but not limited to its content, services, features, or requirements for access. We strive to ensure a seamless user experience while keeping our offerings relevant and up to date.

To access certain features or services, you may be required to register for a user account (“Your Account”) via an online registration form or participation in interactive areas such as forums or community features. By registering, you agree to provide accurate, complete, and up-to-date information as required by the registration process. You are responsible for maintaining the accuracy of your account information and promptly updating it as needed.

All registration information will be handled in accordance with our Privacy Policy. If the information provided is found to be false, incomplete, or outdated, Your Cash Academy reserves the right to suspend, terminate, or restrict your account and access to our services at its sole discretion.

Account Security and Responsibility

You are solely responsible for maintaining the confidentiality and security of your account information, including your username and password. Any activity conducted under your account will be your responsibility. If you suspect unauthorized use of your account, please notify Your Cash Academy immediately.

Sharing account credentials, whether knowingly or unknowingly, is strictly prohibited. The account holder will be held liable for all actions and purchases made by unauthorized users accessing their account.

You are responsible for obtaining and maintaining all necessary connectivity, software, hardware, and equipment required to access our website and services. Any associated charges for such requirements, including internet or data fees, are your responsibility. User Content Guidelines

Your Cash Academy provides interactive features such as comment sections, forums, and other user engagement tools (collectively referred to as “Interactive Areas”) where you can share content, including text, images, videos, and other materials (“User Content”). By participating in these

Interactive Areas, you agree to the following guidelines:

Interactive Areas are intended for individuals aged 13 or older. By submitting User Content, you confirm that you are at least 13 years old. If you are under 18, you must have obtained parental or legal guardian consent to participate.

You are solely responsible for all User Content you submit and any risks associated with participating in Interactive Areas. Your participation is at your own discretion and risk.

When submitting User Content, you agree not to post, upload, or transmit material that:

Violates or infringes upon the rights of others, including defamation, harassment, or threats.

Contains false, misleading, or inaccurate information.

Includes content that is offensive, hateful, vulgar, or discriminatory.

Promotes illegal, harmful, or violent activities or behavior.

Violates copyright, trademark, trade secrets, or other proprietary rights without permission.

Contains viruses, malware, or other harmful components.

Is unsolicited or unauthorized advertising, spam, or solicitation of products or services.

Uses someone’s name, image, or likeness without their consent.

Any User Content found to violate these guidelines may be edited, removed, or restricted by Your Cash Academy at our sole discretion.

By submitting User Content, you grant Your Cash Academy and its affiliates a royalty-free, perpetual, irrevocable, non-exclusive, worldwide license to use, modify, reproduce, distribute, display, and create derivative works of your content in any format or media. You also waive any moral rights you may have in the submitted content.

You represent and warrant that you own or have the necessary rights to grant this license and that your User Content does not infringe on any third-party rights or violate any laws.

User submissions to forums and discussion boards are treated as non-confidential and may be publicly accessible.

Your Cash Academy is not liable for the accuracy or reliability of User Content posted by others.

We reserve the right to monitor, edit, or remove User Content at any time without notice, though we are not obligated to do so.

When accessing or using the website, you agree to:

Not disrupt or interfere with the website’s functionality or associated networks.

Not impersonate any individual or entity or misrepresent your affiliation.

Not harvest or collect personal information about others without consent.

Respect the privacy and rights of other users.

Violations of these guidelines may result in suspension or termination of your access to the Interactive Areas or website.

All content on Your Cash Academy’s website, including text, graphics, logos, videos, and software (collectively, “Website Content”), is owned or licensed by Your Cash Academy. This content is protected by copyright, trademark, and other intellectual property laws.

You may not reproduce, distribute, publicly display, or create derivative works of any Website Content without prior written permission from Your Cash Academy. General Provisions

This Agreement is governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law principles. Any disputes arising under or relating to this Agreement, the website, or its content shall be resolved exclusively in the federal or state courts located in California. By using this website, you waive any objections regarding jurisdiction, venue, or inconvenient forum.

Website Availability

Your Cash Academy operates its website from its principal office and makes no representations that the website or its content is appropriate or available for use in all jurisdictions. Users accessing the website do so at their own discretion and are solely responsible for complying with local laws.

We may restrict access to the website for any person, geographic region, or jurisdiction at any time. You agree not to transport, import, export, or re-export any website content or materials to individuals or entities restricted under U.S. law, including but not limited to:

Nationals or residents of embargoed countries, including but not limited to Cuba, Iran, North Korea, Sudan, and Syria.

Entities or individuals listed on the U.S. Treasury Department’s Specially Designated Nationals list or the U.S. Commerce Department’s Table of Deny Orders.

By accessing this website, you represent and warrant that you are not located in or under the control of any such country, entity, or individual.

If any provision of this Agreement is found to be unlawful, void, or unenforceable, that provision shall be severable, and the remaining provisions shall remain valid and enforceable.

Headings and section titles are included for convenience only and do not affect the interpretation of this Agreement.

This Agreement, along with any referenced policies (e.g., Refund Policy, Privacy Policy), constitutes the entire agreement between you and Your Cash Academy regarding the use of the website. It supersedes any prior agreements, whether written or oral, related to the same subject matter.

Failure to enforce any provision of this Agreement does not constitute a waiver of that provision or any other rights.

This Agreement is personal to you and may not be assigned, transferred, or sublicensed without prior written consent from Your Cash Academy.

Refunds and Offers

All digital products are non-refundable.

Promotions or offers cannot be combined unless explicitly stated.

Policy Updates

We reserve the right to modify this Agreement or related policies at any time without prior notice. Changes will be effective as of the date reflected at the top of the page. You are encouraged to periodically review the most current version of the Agreement. Upon request, we will provide information on any updates made.

Acknowledgment

By purchasing any product, service, or event through this website, you acknowledge and agree to be bound by this Agreement, as well as our Refund Policy and Privacy Policy. If you do not agree to these terms, you must refrain from making purchases or entering into transactions with us.